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images Name : Zoom Kobe VI quot;Ricequot; Nike Zoom Kobe VI Riceh1techSlave04-15 10:11 AMEconomists generally say 6 months of expenses. If you work in a hot technology with generally good job prospects I would say 3-4 months is good enough. Lot of people under estimate how much money they need on a monthly basis. My suggestion would be to calculate (last 12 months of your total after tax